Portio Capital is a funding service for coliving operators, developers, and property owners, offering fractional ownership through blockchain technology.

We are the world’s first funding platform focused on shared living and coliving projects using blockchain tokenization.

Tokenized real estate investing involves dividing ownership of a real estate asset into digital tokens on a blockchain. Each token represents a fractional share of the property, allowing investors to buy, sell, and trade real estate shares more easily. This improves liquidity, lowers entry costs, and increases accessibility compared to traditional real estate investing.

Anyone can invest with us—from beginners starting their portfolios to experienced investors seeking diversification. Eligibility depends on regional regulations, and all investors must complete KYC verification. Check our kit for details.

Portio Capital aims to unlock investment opportunities in the growing coliving market for the wider public, while also supporting the growth of coliving businesses through community-based funding.

The process is simple. Visit to get started. And this is the form where you can apply: https://sipr6yvjefh.typeform.com/to/QuRD0drY

Coliving is a modern housing model offering shared spaces, private rooms, and community-driven amenities. Portio supports coliving by funding properties that follow this model, providing both lifestyle and financial perks for investors.

Revenue distribution begins 30 days after the end of the public sale campaign.

Your monthly revenues are paid out in the stablecoin DAI.

You can withdraw your monthly revenues from your portfolio dashboard on our marketplace.

A funding campaign typically lasts 3 to 4 months and includes 3 phases: • An interest phase, where investors can register their interest • A presale phase, allowing larger investments in fiat (EUR, GBP, USD) • A public sale phase, open to all investors using the stablecoin DAI

Yes. After purchasing tokens, there is a lock-up period during which you won’t be able to sell or transfer your tokens. This period allows the project to stabilize and ensures proper setup of revenue distribution. The lock-up duration varies per campaign and is clearly stated in the project details before you invest.

After the lock-up period, tokens can be traded on our secondary market platform. This platform allows peer-to-peer trading between registered members on our marketplace..

We charge a fee of 1,5% on the invested amount.

Property income is distributed to token holders on a monthly basis.

We use ERC-20 smart contract protocols deployed on the Ethereum blockchain.

We rely on the proven blockchain and smart contract infrastructure developed by Blocksquare, a leading real estate tokenization provider that has tokenized over €100M in real estate since its launch four years ago. All contract code and balances are publicly verifiable. Security researchers can participate in a bug bounty program for reporting any vulnerabilities. Our smart contracts are audited annually by Hacken, one of the world’s most reputable blockchain audit firms.

Once you invest, your tokens are added to your wallet. You can verify ownership anytime using Etherscan or similar blockchain explorers.

You can purchase property tokens using the stablecoin DAI.

There are two ways to earn returns: 1.Rental income – generated by the property and distributed monthly to token holders. 2. Capital appreciation – as the property value increases, the value of your tokens may also rise.

Yes. During the presale phase of each campaign, investors can invest using fiat currencies such as EUR, USD, and GBP. Minimum investment amounts in this phase are higher than in the public sale phase and are specified per project.

Yes. We operate under the Luxembourg Securitization Law of 2004, regulated by the Luxembourg financial authority (CSSF).

Not yet. Although the EU MiCA regulation was passed in 2024, its implementation across EU member states is still in progress.

Under the Luxembourg Securitization Law of 2004, generated profits are exempt from taxation in Luxembourg. However, when transferring funds to your country of residence, local tax regulations apply. We strongly recommend consulting a local tax advisor to understand the applicable rules in your jurisdiction.

In addition to our thorough project screening and due diligence process, each investment is secured by a cemprehensive set of guarantees associated with the project. Depending on the strucutre of the project, this can inclusde firsrt range notary deed, pledges on shares, pledges on accounts, ..., This, along with other contractual safeguards, ensures strong risk mitigation.

The property tokens represent a share of a loan granted by Portio to the project owner. The loan terms define the annual interest, property appreciation, and repayment conditions.

The Portio team is well connected in the coliving and shared living industry, resulting in a steady flow of funding requests. Projects are selected based on key parameters such as the team’s track record, overall vision, and experience. At this stage of our venture, we typically prioritize projects that either have established revenue streams or a short go-to-market timeline (under 12 months) and a minimum capacity of 25 beds.

Yes! Feel free to send us an email at contact@portio.co.

Each property is valued through a professional valuation report conducted by an accredited company with experience in the specific region.

No, our property tokens do not include voting rights. However, the property owner may choose to grant voting or governance rights to token holders, though these are not embedded in the smart contracts governing the tokens.

Even in the unlikely event of Portio’s bankruptcy, your investment remains legally protected. The underlying real estate is held in a separate structure under the Luxembourg Securitization Law of 2004, and investor rights are secured through a first-rank lien on the property. This legal separation ensures your claim on the asset remains intact.

No. The funds you invest are allocated to the project owner, not held by Portio.

This varies for each project listed. We clearly indicate on the project listing if the project offers fixed and secured returns, or variable returns depending on the project performance.

Each wallet provider has its own recovery process for lost private keys. We strongly recommend using reputable wallet providers and securely backing up your recovery phrases.

Your tokens represent a portion of a loan granted by Portio to the project owner. This loan is backed by a comprehensive set of securities in favor of Portio investors, but it is not covered by traditional investment insurance.

A decline in rental income can affect returns. We reduce this risk by working with diversified coliving properties, applying dynamic pricing strategies, and ensuring active property management to maintain high occupancy rates.

As with any investment, risks include market fluctuations, liquidity constraints, and regulatory changes. We mitigate these through thorough due diligence, blockchain transparency, diversified assets, and strong compliance measures to protect our investors.

Yes. Every investor must complete a KYC (Know Your Customer) and AML (Anti-Money Laundering) verification process with a certified partner integrated into our platform.

Yes, the Portio team co-invests in the listed project, either on individual basis or collective through our securitization entity. Detailed evidence can be requested on contact@portio.co.

Coliving is a modern housing model that offers private rooms within shared spaces, with community-focused amenities such as communal kitchens, lounges, or coworking areas. Portio focuses exclusively on funding coliving properties, combining investment opportunities with a lifestyle that fosters connection, flexibility, and urban living.

Perks for investors are defined by the project owner and listed in each offering. These can vary depending on the property—for example, discounted stays or early booking options. Please note that perks are not managed through smart contracts but are awarded by the operator through the terms defined in the project.

Yes, our securitization entity is governed by the securitization law applicable in Luxembourg since 2004.

No, our securitization entity is not supervised by the CSSF.

The minimum investment amount is €100.000.

Our fund is at this stage not tokenized, however we can tokenize tranches of the fund in case requested by the investors.

Yes. Though are segregated structure, investors can opt to allocate investment to specific assets in the fund, or to spread the investment over all the assets.

The asset investment due diligence is executed by the Portio management team, assisted by trusted parties to cover the legal and financial compliance. The partners are mentioned on the Fund page.