Tokenized real estate investing uses blockchain technology to divide property ownership into digital tokens. This allows investors to buy fractional ownership in properties, starting from as little as €100, providing access to real estate investments that were previously out of reach for many.

You can earn returns in two ways: through rental income generated by the property, which is distributed proportionally to token holders, and through potential appreciation in the value of your tokens as the underlying property value increases.

Yes, Portio Capital operates under Luxembourg regulations, one of Europe's most respected financial centers. Your investment is backed by real property, and the use of blockchain technology adds an extra layer of security and transparency.

Property tokens offer improved liquidity compared to traditional real estate investments. You can trade your tokens on our platform. However, liquidity may vary depending on market conditions and demand for specific property tokens.

Our tokens are the digital representation of a real life coliving building. So unlike a large majority of utility tokens and altcoins available on the market, our tokens have an intrinsic value from the real estate it represents. As such, being the digital representation of real estate, the value of our tokens has lower volatility than typical utility tokens and altcoins.

The income of the property is distributed to token holders on a monthly base.

Portio acts as an alternative financing vehicle to the party owning the property, next to owner's equity, debt financing and other financial instruments. As such, Portio is part of a broader pool of parties owning the asset. The interests of Portio's investors are secured by a first-rank title on the property offered for investment.

The “buyback threshold” is expressed in percentages (%) and relates to Article 5 of the Corporate resolution that is part of the comprehensive legal framework used for the token issuance. The higher the threshold, the less token holders need to accept the issuer's buyback offer for it to become valid i.e. officially accepted. A 10% threshold would mean that holders of 90% of all issued tokens would need to accept an issuer's buyback offer for the issuer to be able to withdraw the resolution e.g. when an issuer wants to sell the property to a 3rd party. A 90% threshold would mean the holders of just 10% of tokens need to accept it. A 100% threshold would mean that any offer has already been accepted at issuance, but bear in mind the issuer's minimal obligation is always par with the highest price the issuer ever sold tokens for, as stated in Article 4.

The asset investment due diligence is executed by the Portio management team, assisted by trusted parties to cover the legal and financial compliance. The partners are mentioned on the Fund page.

We are using ERC-20 smart contract protocols that are deployed on the Ethereum blockchain.

We are using the legacy blockchain and smart contract infrastructure by Blocksquare, a leading real estate tokenizaton solution provider that has tokenized over €100M of real estate since its launch 4 years ago. All contract code and balances are publicly verifiable, and security researchers are eligible for a bug bounty for reporting undiscovered vulnerabilities. The smart contracts are audited yearly by world's most reputed blockchain audit company Hacken. You can consult the audit reports here.

When investing and buying tokens, your tokens will be added to your wallet. You can verify your ownership at any moment using Etherscan or similar tools.

No, our property tokens don't include voting rights. The property owner can still grant voting and governance rights to token holders, but these are not embedded in smart contracts governing the tokens.